Flood Information

What Do You Know About Floods?
From the FEMA blog: "The three phrases we commonly hear about flooding - “be prepared," “turn around, don’t drown," and “floods can occur anywhere, at any time” – they all have valuable meaning behind them that can save lives."
As fierce floodwaters in the Midwest caused forced evacuations and bridge closures, changing springtime conditions remind us that all floods are not alike. Although floods are one of the most common hazards in the United States, there are different types of floods and types of flood risk. How much do you know about floods?
Flash floods are the number one weather-related killer in the United States. They can occur within a few minutes or hours of excessive rainfall, a dam or levee failure or a sudden release of water held by an ice jam. Flash floods often have a dangerous wall of roaring water carrying rocks, mud and other debris.
Meanwhile, the most common type of flooding is overland flooding. Overland floods typically occur when waterways, such as rivers or streams, overflow their banks as a result of rainwater or a possible levee breach.
There are also several ways to define and address flood risk areas. Risk areas can be categorized as high-risk, moderate-to-low risk or undetermined-risk. The lower the degree of flood risk, the lower the flood insurance premium. Flood-hazard maps show the flood risk for your community and helps determine the type of flood insurance coverage needed.